银行交易的场景主要以银行提供的服务项目为主，包括开户头、存款、提款、货币兑换等信息。

1）常用词汇
bank book/pass book存折 open an account开户
earn interest赚取利息 savings account储蓄存款帐户
current account活期存款帐户 check/cheque account支票帐户
deposit account定期存款帐户 annual interest rate年利率
monthly savings account按月计息帐户 daily interest account按天计息帐户
instant account速成户头 service charge服务费/手续费
signature card签名卡 draw/withdraw提款
order check/cheque记名支票 rubber check/cheque空头支票
blank check/cheque空白支票 exchange rate汇率
denomination=face value面额 four in hundred四张一百元面额
give the money in fives/tens换成五元或十元面额
bill钞票 change零钱
cash现金 password/code密码
amount in figures小写金额 amount in words大写金额
credit card信用卡 the balance of your bank account帐户余额
traveler’s check/chque旅行支票 coin硬币
penny便士 nickel（美、加）的五分硬币
dime（美、加）的十分硬币 unit 货币单位
value/worth面值 ounce盎司1/16磅
commercial/merchant bank商业银行 full refund全额偿还
extension延期 overdraw/overdraft透支
rebate回扣 payday发薪日
pay slip/envelop薪水单 a princely sum(an excessive amount)巨款
mortgage抵押 by installment分期付款
apply for/grant_______a loan申请/批准贷款
debt债务 collateral担保物
fill out/in填写 chquebook/checkbook支票簿
loan贷款 joint account联名帐户
expense account公款支付帐户 cashier收银员
teller银行职员 statement对帐单
money order汇票 accountant会计
A.T.M自动取款机
2）常用句型
I’d like to open a_____________account.
I’d like to check the present balance in ___________account.
I’d like to apply for a personal loan.
I’d like to change(兑换)___________for_____________.
What’s the current rate?
How would you like to receive your change（零钱）?

还有时常会考到银行的开放时间，一般是几点到几点？还有周末或许不同（注意）